CARE Toolbox

   Credit Abuse Resistance Education

“It’s a matter of life or debt.”

C.A.R.E. is a free financial literacy program which makes bankruptcy professionals available to educators, students and the public to illuminate the dangers of credit abuse.

The C.A.R.E. Program was founded in Rochester, New York in 2002 and now has a presence in all 50 states and the District of Columbia. The American media has dubbed this Program a “scared straight” credit program for students. C.A.R.E. is a free financial literacy initiative that makes experienced members of the Bankruptcy Community available to teach the importance of financial education. C.A.R.E.’s primary target is high school seniors and college freshmen who are most at risk because, as hungry consumers, they are aggressively marketed by the credit card industry at a time when they carry a very low Financial I.Q.

To learn more about C.A.R.E., we invite you to explore our web site,

C.A.R.E. Binder Cover Page
C.A.R.E. Presentation Cover Page
C.A.R.E. Presentation Agenda
C.A.R.E. Presentation Evaluation

Please contact the BBASDFL C.A.R.E. Chair, Carlos Sardi, [email protected], if you would like to become involved.

To view CARE in the news, please view the videos below.

C.A.R.E. on Nightline
C.A.R.E. on WHAM 13 News
C.A.R.E. on WHEC 10 News

New Forms (August 2, 2012)

Put Something Back Enrollment Form
Adult Information Form
Affidavit of Good Moral Character